Hello Saturday!! I’ve waited all week to see you again. After an epic time at the movies last night, I woke up with a sense of new possibility and expectation. I want to do something fun (and preferably free), so I started looking online for fun free things you could do on the weekend. I actually found this list of 103 ideas of which, I must say, some were quite funny but others made a lot of sense. 1 in particular was to save some money by reducing the interest rate on your credit card.
Now at first I figured, well that doesn’t sound fun or stress free but then I thought, reducing my credit card interest rate will end up saving me money at the end of the day so why not give it a shot?
The instructions from my research were quite clear and easy:
- Grab your credit card and turn it over.
- Call the number on the back of the card and ask what your current interest rate is.
- Confidently tell them it’s too high and ask who you can speak to in order to get it lowered or you will be forced to close your account or transfer your balance to another card with a lower interest rate.
And that’s all folks! Now, here’s the thing. Be prepared for them to say they don’t offer lowering it but don’t forget to mention closing the account or transferring. Don’t actually close the account just mention that you would have to consider doing it. If they absolutely cannot, as I learned some banks like Symphony Bank (who finances a lot of store cards) do not offer lowering APR, ask if there is some kind of interest offer they have to help.
I tried it and this is what happened…
I sat on the couch, grabbed a credit card, turned it over and dialed the number at the back. My first call was to Capital One. As soon as I mentioned possibly closing the account, the rep graciously offered my a 4% drop in interest which will save hundreds! The call lasted about 5 minutes. In my new found confidence, I grabbed my other card (Walmart) and started the process again. This time, I ran into Synchrony Bank who does not offer lowering APR, however the lady explained there is a list that they are adding customers to for those requesting a lower rate. When they do start to offer it, those customers will have it lowered. I added my name to the list and she also explained their 6 month interest free offer they had on certain purchases. I thanked her and came off the phone both with my new knowledge and excitement over the savings I had a acquired in less than an hour without moving from my couch.
Save some money this Saturday! Lower that credit card interest rate. Try it and comment below on your experience!
Hello mates, good article and fastidious urging commented here, I am really enjoying by these.|
i bookmared your site
nich blog
i bookmared your site
nich blog
amazing article
lokking more uptdate
amazing
amazing article
I don’t even know how I ended up here, but I thought this post was good.
I don’t know who you are but certainly you’re going to a
famous blogger if you aren’t already 😉 Cheers!
cbd oil companies
If some one desires expert view regarding running a blog afterward i recommend him/her to pay a visit this website, Keep up the good work.|
Thanks for sharing
i bookmared your site
Thanks for sharing
i bookmared your site
I am extremely impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you modify it yourself? Anyway keep up the excellent quality writing, it’s rare to see a nice blog like this one these days.|
Good day very cool web site!! Guy .. Beautiful .. Wonderful .. I’ll bookmark your web site and take the feeds additionally? I’m happy to seek out numerous useful info right here within the put up, we want develop more strategies in this regard, thank you for sharing. . . . . .|
nich blog
amazing
amazing
Simply want to say your article is as amazing. The clearness to your submit is simply excellent and i can assume you’re an expert in this subject. Well with your permission allow me to grasp your RSS feed to keep up to date with forthcoming post. Thank you one million and please carry on the enjoyable work.|
Having read this I believed it was really informative. I appreciate you spending some time and effort to put this short article together. I once again find myself spending a significant amount of time both reading and commenting. But so what, it was still worth it!|
Great post. I was checking continuously this blog and I’m impressed! Very useful information specially the last part 🙂 I care for such information much. I was seeking this particular information for a very long time. Thank you and good luck.|
nich blog
nich blog
This post is actually a nice one it helps new web users, who are wishing in favor of blogging.|
Hey there would you mind letting me know which hosting company you’re working with? I’ve loaded your blog in 3 different internet browsers and I must say this blog loads a lot quicker then most. Can you suggest a good hosting provider at a honest price? Many thanks, I appreciate it!|
I do not even know how I ended up here, however I believed this publish was good. I do not realize who you’re however certainly you’re going to a famous blogger if you happen to are not already. Cheers!|
I’ve been exploring for a little bit for any high-quality articles or blog posts on this sort of house . Exploring in Yahoo I at last stumbled upon this site. Reading this information So i’m happy to express that I have a very good uncanny feeling I came upon just what I needed. I so much certainly will make certain to do not overlook this web site and give it a glance on a relentless basis.|
Why people still make use of to read news papers when in this technological globe all is presented on net?|
Wow! After all I got a web site from where I be capable of genuinely take useful facts concerning my study and knowledge.|
I could not resist commenting. Very well written!|
I am genuinely grateful to the holder of this web page who has shared this wonderful post at at this place.|
I’d like to find out more? I’d like to find out more details.|
Aw, this was a very nice post. Taking the time and actual effort to create a great article… but what can I say… I hesitate a lot and don’t manage to get anything done.|
Hi there i am kavin, its my first occasion to commenting anyplace, when i read this piece of writing i thought i could also make comment due to this sensible post.|
I do trust all the ideas you’ve offered to your post. They’re very convincing and will certainly work. Still, the posts are very quick for newbies. Could you please prolong them a bit from subsequent time? Thanks for the post.|
Asking questions are really good thing if you are not understanding anything completely, but this article offers fastidious understanding yet.|
This piece of writing is truly a fastidious one it assists new web people, who are wishing in favor of blogging.|
It is in point of fact a nice and helpful piece of information. I am glad that you simply shared this helpful info with us. Please stay us informed like this. Thank you for sharing.|
Hi, I want to subscribe for this web site to obtain most recent updates, so where can i do it please help out.|
I like the valuable information you supply in your articles. I’ll bookmark your blog and take a look at again here frequently. I’m quite certain I will be informed lots of new stuff right right here! Best of luck for the next!|
An impressive share! I’ve just forwarded this onto a coworker who had been doing a little research on this. And he in fact bought me lunch due to the fact that I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending some time to discuss this topic here on your website.|
You actually make it appear so easy along with your presentation but I in finding this topic to be actually one thing which I feel I might never understand. It seems too complex and very wide for me. I am taking a look forward in your next submit, I will try to get the cling of it!|
Hi, all is going well here and ofcourse every one is sharing data, that’s in fact fine, keep up writing.|
Spot on with this write-up, I truly believe this amazing site needs far more attention. I’ll probably be back again to see more, thanks for the information!|
What’s up, its pleasant piece of writing about media print, we all understand media is a impressive source of facts.|
Admiring the dedication you put into your site and in depth information you offer. It’s awesome to come across a blog every once in a while that isn’t the same out of date rehashed information. Fantastic read! I’ve bookmarked your site and I’m including your RSS feeds to my Google account.|
Aw, this was a very nice post. Taking a few minutes and actual effort to create a very good article… but what can I say… I put things off a whole lot and never manage to get nearly anything done.|
Just about every time I am on the internet I am overwhelmed with junk information but I rely on your blog for honest daily news. I really feel like people should send you cash for this amazing material. I don’t fully understand what you are trying to say. Metrics do matter a lot but can’t substitute for human judgment. This is some really useful info.
Excellent blog here! Also your site a lot up very fast! What web host are you the usage of? Can I am getting your associate hyperlink on your host? I desire my site loaded up as quickly as yours lol|
It’s going to be finish of mine day, however before ending I am reading this great article to increase my experience.|
It is perfect time to make some plans for the future and it’s time to be happy. I have read this post and if I could I wish to suggest you some interesting things or advice. Maybe you can write next articles referring to this article. I desire to read even more things about it!|
What’s up to every single one, it’s in fact a pleasant for me to pay a visit this web site, it consists of useful Information.|
Hey There. I found your weblog using msn. That is an extremely neatly written article. I’ll be sure to bookmark it and return to read extra of your helpful information. Thank you for the post. I’ll certainly return.|
Have you ever considered about including a little bit more than just your articles? I mean, what you say is fundamental and all. However think about if you added some great graphics or videos to give your posts more, “pop”! Your content is excellent but with images and clips, this site could undeniably be one of the greatest in its field. Great blog!|
After I originally commented I seem to have clicked the -Notify me when new comments are added- checkbox and from now on each time a comment is added I receive four emails with the same comment. Perhaps there is a way you are able to remove me from that service? Thank you!|
I was able to find good information from your blog posts.|
Hi to all, because I am actually eager of reading this webpage’s post to be updated regularly. It contains fastidious information.|
It’s like you read my thoughts! I really like your article. I am really really impressed ! Just how did they gain your skill set?
I have been looking everywhere for this! You appear to know a lot about this..|I enjoyed your post. Thank you.|Thanks for writing this. You are a very persuasive writer. I enjoyed reading this.
You are a very persuasive writer. Great read. I have been looking everywhere for this! I blog frequently and I seriously enjoy the content you create.
Hit me up! This information is magnificent. Nice write up. How would one more effectively communicate this concept to a person with the opposing point of view?
Some nice points there. Thanks for writing this. I was able to learn helpful advice from your articles. Interesting content.
It’s like you read my thoughts! You are a very persuasive writer. It’s like you read my thoughts! It’s like you wrote the book on it or something.
Some nice points there. It’s like you read my thoughts! I truly appreciate this post.{ It’s like you read my thoughts!| I kind of dis agree with the last This information is magnificent.
Hit me up! Your article has proven useful to me. I enjoyed reading what you had to say. It’s like you read my thoughts!
Hi there to every body, it’s my first pay a visit of this webpage; this weblog
consists of awesome and really fine material in support of visitors.
When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get
four emails with the same comment. Is there any way you can remove people from that service?
Bless you!
This piece of writing offers clear idea in favor of the new users of blogging,
that actually how to do blogging and site-building.
of course like your web-site however you need to take a look
at the spelling on several of your posts. A number of them are rife with spelling problems and I find it very troublesome to tell the truth then again I’ll surely come again again. adreamoftrains website hosting companies
Aw, this was a really nice post. Spending some time and actual effort to create a great article… but what can I say… I hesitate a whole lot and don’t seem to get anything done.|
Love to see this every day !
Hey very nice blog!
Best view i have ever seen !
Best view i have ever seen !
GTA 5 money gift be smooth to add to your friend’s without patterned by the gamy admins.
184351 268741Truly fighter messages are supposed to amuse offer praise into the groom and bride. Initial time audio system watching over the top places ought to also remember you see, the senior guideline of the speaking, which is your specific person. greatest man speeches brother 556088
Best view i have ever seen !
Hi there to all, how is the whole thing, I think every
one is getting more from this web site, and your views are nice in favor of new
users.
Best view i have ever seen !
Write more, thats all I have to say. Literally,
it seems as though you relied on the video to make your point.
You obviously know what youre talking about, why waste your intelligence on just
posting videos to your blog when you could be giving us something
enlightening to read?